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SoCal Housing Market Cools with Slow Sales and Declining Prices

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SoCal Housing Market Cools with Slow Sales and Declining Prices
The number of homes sold since last June has dropped 21 percent as mortgage rates rise—but the effects aren’t felt in all counties
By Laurenz Busch -July 20, 2022
The California housing market has further cooled in June, dropping a remarkable 21 percent in units sold since the same time last year.

The market also saw an eight percent drop in units sold since May, when California’s median home price was pushed to a record-high of $900,170 according to the California Association of Realtors. June’s statewide median dropped four percent, to $863,790.

“Excluding the three-month pandemic lockdown period in 2020, June’s sales level was the lowest since April 2008,” the association’s Vice President and Chief Economist Jordan Levine said in its report. “With inflation remaining high and interest rates expected to climb further in the coming months, the market will normalize further in the second half of the year with softer sales and more moderate price growth.”

Levine added that sales can be expected to continue to slow in the coming months.

The fact that the housing market has been lethargic is not surprising, considering that mortgage rates increased. However, as the Los Angeles Times reports, the fact that the market saw a four percent decrease during peak season from May to June, is surprising—since 2010 was the last time that median home prices fell from May to June.

The C.A.R study uses a “seasonally adjusted annualized rate,” or the amount of homes expected to be sold in 2022 based on June’s numbers to assess the market. That number is currently 344,970, down roughly 30,000 units from May.

Across the state, fewer homes are being sold and home values are decreasing, but it’s not as drastic in all parts of the state. Although the market in SoCal slowed, it hasn’t affected all counties. Los Angeles and Ventura both saw increases in home prices since May, whereas Orange, Riverside, and San Diego saw drops—San Bernardino remained unchanged. Still, over the past year, the average home price is up 5.4 percent.

“At the regional level, home prices in all major California regions increased in price from last year, with the Central Coast leading the way at a 10.1 percent increase, followed by Central Valley (10.0 percent) and Southern California at 8.4 percent,” the report states.

Santa Barbara even saw home prices increase 38.9 percent since May, an anomaly only Del Norte County has even come close to at 25 percent.

Despite rising mortgage rates, the news could potentially benefit homebuyers who may have missed out on the highly competitive markets. As the Times reports, 29.6 percent of all homes on the market in the L.A. metro area had price cuts in June, which is more than double the 12.6 percent rate of June 2021 and higher than in dozens of other cities, including San Francisco, Boston, Detroit and St. Louis.

“California’s housing market continues to moderate from the frenzied levels seen in the past two years, which is creating favorable conditions for buyers who lost offers or sat out during the fiercely competitive market,” said C.A.R President Otto Catrina. “With interest rates moving sideways in recent weeks and fewer homes now selling above listing price, prospective buyers have the rare opportunity to see more listings coming onto the market and face less competition that could force them to engage in a bidding war.”

This is the salary you need to afford a home in California

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This is the salary you need to afford a home in California
By Alexa Mae AsperinPublished August 8, 2022Updated 8:47AMCaliforniaFOX 11

California’s real estate market continues to be extremely competitive
FOX 11’s Hailey Winslow was in Mission Viejo as the demand for homes remain extremely high across Orange County.

LOS ANGELES – It is cheap to live in California – said no one ever.

The Golden State is notorious for its exorbitant housing prices up and down the coast – from San Francisco down to San Diego – it isn’t a surprise to see houses for sale triple the amount than in other parts of the country.

Just how expensive is it?

Visual Capitalist used data from Home Sweet Home to analyze the salary one needs to earn in order to buy a home in America’s 50 biggest metros.

RELATED COVERAGE: This is how much money you need to make to be happy living in California, survey finds

According to the data, the median home price in the U.S. is around $370,000. That means the average person would need to earn around $76,000 to consider comfortably purchasing a home in the U.S.

But that does not apply to some states like California, where cities like Los Angeles, San Diego, San Jose, and San Francisco are the most expensive cities in the country.

The highest median home prices in the U.S. can be found in San Jose, where you’d need to earn around $337,000. The data revealed the monthly mortgage payment in San Jose for the median home is $7,718.

RELATED COVERAGE: Despite high rent, it’s still cheaper than buying a home – except in these cities

Here are the salaries needed to comfortably afford a home in California’s largest metros:

San Jose
Median Home Price: $1.88M
Salary Needed: $330.76K

San Francisco
Median Home Price: $1.38M
Salary Needed: $249.69K

San Diego
Median Home Price: $905K
Salary Needed: $166.83K

Los Angeles
Median Home Price: $792.5K
Salary Needed: $149.13K

Riverside/San Bernardino
Median Home Price: $560K
Salary Needed: $106.19K

Median Home Price: $545K
Salary Needed: $105.93K

You can see how other major cities like New York, Boston, and Seattle ranked by tapping or clicking here.

If you’re thinking that renting may be a cheaper option versus owning in California, think again.

The Out of Reach report from the National Low Income Housing Coalition revealed Californians are among those who have it the worst.

RELATED COVERAGE: This is how much money you need to make per hour to afford rent in California

According to the report, the average Californian needs to earn an hourly wage of $39.01 and work full-time to afford a two-bedroom apartment.

For more on that report, tap or click here.

10 Questions Everyone Selling a Home Should be Asking

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Best Insurance Companies For 2020

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If you’re a new homeowner, buying home insurance may seem like just another expensive box to check to satisfy your mortgage lender. Even if you own your home outright, the cost of an insurance policy can take up quite a bit of your yearly budget. According to the National Association of Insurance Commissioners, as of 2016, you could expect to pay around $1,192 per year or more on home insurance, depending on where you live and the value of your home. That’s not exactly cheap.

But consider this: in 2016, 6% of American homeowners had to file a claim, and in 2015 the average payout was $15,532, according to the Insurance Services Office, Inc. In more recent years, there has also been an increase in damages caused by natural disasters. From wildfires in California consuming whole towns to extreme flooding in the Carolinas caused by Hurricane Florence, it’s more important than ever to make sure your home and property are protected. And choosing the right home insurance is one of the best ways to protect yourself against potential losses.

Insurance, generally and as a rule, is a trade-off. You have to determine if the amount of the premium is worth handing the risk over to the other side or if it’s better to keep it,” said Etienne Font, an attorney at Merlin Law Group with 29 years of experience handling claim litigation for homeowners insurance.

Homeowners insurance should be treated like any other item you would purchase. Learn what it is that you have. Instruct yourself as soon as you can and then compare the actual item that you’re purchasing, not the price.

As Font points out, not all insurance options are created equal, and the same rule applies to companies. Once you’ve determined how much coverage you need, you should choose an insurance company based on factors like financial stability, product offerings, and the ease of its claims process. Choosing the right home insurer can help you protect your most valuable asset and save you trouble down the road if you ever need to file a claim.

Important Things To Know About the Best Home Insurance

  • Consider choosing “replacement cost coverage” instead of “market value coverage,” as the former can ensure that your home is rebuilt to the same condition as before, without factoring in any changes in property value that could lower your payout.
  • Understand that choosing a higher deductible can lower your premium, but that also means you’ll have to pay more out of pocket if you ever need to file a claim.
  • Consider purchasing additional coverage for catastrophes that aren’t typically covered by standard home insurance policies, such as damage from hail, earthquakes, or floods.

The 7 Best Home Insurance Companies and Research Tools

Best Home Insurance Reviews

We’ve compiled a list of highly-rated carriers that includes big industry names as well as small independent players with high customer satisfaction and financial strength ratings, as well as a broad range of policy options.

Lemonade Insurance Company

Lemonade has made a splash in its relatively short history. The New York-based company began offering homeowners and renters insurance in late 2016 and has since expanded to about half the country. It has a Financial Stability Rating® of A-Exceptional from Demotech, Inc., a Columbus-based financial analysis firm.

Lemonade uses artificial intelligence to pair the homeowner with the right policy at a super low price. You can apply either through their website or the Lemonade app. To get a quote, all you need to do is enter your name and your address, answer a few questions about safety features you have in your home, and the bots do the rest. Lemonade takes your location, proximity to emergency services, the age of the building or house, and other factors into consideration to give you an initial quote. You can then customize the policy by adding coverage for specific items like jewelry or sporting equipment and selecting your premium. Quotes can be obtained in as little as 90 seconds.

The claims process is just as easy, especially using the app. Just access the claims section, let Lemonade know what happened, record a video describing the incident leading to the claim, give them an electronic signature, and you’re done. Many claims can be paid in as little as 3 minutes, although some may require a more thorough review.

What makes the company stand out is precisely its claim payment policy. Lemonade Insurance Company does not make profits out of claims like other insurance companies. Instead, the company takes a flat fee, pays out any claims from the premiums collected, and — if there is leftover money — pays a portion of the leftover to different charitable causes selected by the policyholder. Lemonade says this unique business model means that it’s not in conflict with its customers, and it aims to pay out the majority of claims “almost instantly.”

Lemonade is a certified B-Corp®, a type of for-profit company that meets rigorous standards for social and environmental performance, accountability, and transparency.

State Farm

State Farm has been in business since 1922 and is currently ranked as one of the largest underwriters of homeowners insurance in the U.S. With a total market share of 18.4% according to the National Association of Insurance Commissioners, State Farm is an industry leader with an extensive network of agents and availability across 50 states.

State Farm’s homeowners insurance policy covers losses by weather and non-weather events, including lightning, wind, hail, theft, vandalism, and riots, and accidents that result in direct physical loss, like water damage from a broken pipe in your plumbing system. You can also purchase additional coverage against unexpected life events such as earthquakes.

There are several discounts available for its homeowners policy, including a roofing material discount, utility rating plans, home security devices, and more. State Farm also offers discounts when you bundle more than one policy together, such as home and auto.

Quotes can be obtained by logging into State Farm’s website or downloading their app. Simply request a quote and answer some basic questions. You’ll be able to review the policy and make the purchase at that moment, or you can take up to 30 days to decide on whether to purchase it or not.

Liberty Mutual

As one of the nation’s largest insurers, Liberty Mutual Insurance offers a variety of insurance products, including robust add-on protection and coverage options customized to your policy preferences. Founded in 1912, and ranked third in the National Association of Insurance Commissioners 2018 Homeowners Insurance Market Share Report, Liberty Mutual is known for its comprehensive coverage plans and holds an A rating from A.M. Best.

Its standard homeowners policy can cover your property as well as attached structures like a garage or deck. The loss of personal property, such as furniture and electronics, is also covered by Liberty Mutual’s standard policy, as is liability and coverage for additional living expenses if you need to live elsewhere while your home is being repaired. Liberty Mutual also offers similar policies for condo and mobile homeowners as well as renters. Add-on coverage can be obtained for high-value items like jewelry, damages caused by water back-ups, and sump pump overflows.

As for its discount options, the company extends opportunities to save to those who invest in home security and new roofing, have multiple policies, or serve in the military. Policyholders may also choose to invest in additional insurance products such as flood, earthquake, and inflation protection.

Quotes can be easily obtained through the Liberty Mutual website, while the app can help keep all your policy documents together. There are also some educational tools and resources on the company’s site on topics such as how to choose a homeowners insurance policy that suits your needs.

Travelers Insurance

Travelers Insurance has been around for 160 years and is the sixth-largest underwriter of home insurance policies in the U.S. It also has the highest possible A.M. Best rating (A++).

Traveler’s standard homeowners policy can be customized to include coverage for additional structures, loss of use, and personal liability, among others. The company also offers several add-on insurance options like coverage to rebuild a green home, contents replacement cost, identity fraud protection, and higher coverage for jewelry and other expensive items.

Travelers Insurance also offers discounts for purchasing multiple insurance policies (car, umbrella, boat, etc.), purchasing your home within the past 12 months, and even for owning a LEED-certified green home.

Quotes can be easily obtained either online or by speaking to a Traveler’s sales agent for a more personalized experience. There are also several helpful articles and tools on the company’s website with tips on everything from how to prepare your home against potential risks to how to keep a home repair and upgrade log.

New homebuyers can also benefit from Traveler’s OpenHouse app, which allows prospective buyers to see the property’s update and maintenance history, compare it to other home updates in the area, and access tips for buying a home.


Founded in 1931, Allstate is an established carrier with multiple lines of business. The company had the country’s second-largest market share of homeowners insurance in 2018, according to the Insurance Information Institute. Many of its policies are sold through dedicated agents who would be your main point of contact when filing a claim. It has earned an A+, “superior” rating from A.M. Best. According to the National Association of Insurance Commissioners, Allstate has received fewer complaints than average for a company of its size.

Standard home insurance policies include coverage for structural damage, loss of personal property, liability protection, and guest medical protection (covering medical expenses for someone injured while on your property). You can also get a HostAdvantage policy to cover your belongings when you’re home-sharing. Quotes can be obtained either online or by talking to an Allstate agent.

In addition to the standard policy options, Allstate offers optional coverage for identity theft restoration, electronic data recovery, and business-related items stored in the home. Customers can receive discounts in certain circumstances, including when their home has theft or fire protection devices and when they’re over age 55 and retired. Customers with more than one type of policy with Allstate can get a multiple policy discount.

Among the tools, Allstate provides its customer is GoodHome. This product accesses information from public records, current weather conditions, and local home insurance claims to provide details that can help you identify potential risks and take the necessary steps to prevent them.

Other tools include the Premium Gauge, which provides information on factors that can affect the cost of your homeowners insurance and articles with tips for homeowners.


SelectQuote may be better known as one of the biggest term life insurance marketplaces around, but it also works with companies to provide home insurance. SelectQuote only works with companies that have an A.M. Best rating of A- or better, so if you’re worried about being referred to financially unstable companies, this filtering system can be an attractive feature.

SelectQuote is also different than some competitors in that you’ll work with an agent throughout the process. In this way, it’s more like a typical insurance broker than an online marketplace that simply generates quotes based on the information you provide.

SelectQuote also offers more helpful informational tools than other marketplaces do. You can find articles explaining different types of coverage and add-ons you can choose from, which factors can influence the cost of your insurance, and a tool to help you determine how much coverage you need.

SelectQuote also provides direct links to the websites of the 22 insurance companies they work with for home and auto insurance, which makes it easier for you to access more detailed information on the individual companies you’re matched with. As with any policy obtained through a marketplace, make sure to review and compare all the options offered before making a choice.

Young Alfred

This company’s namesake is a digital butler for the modern age who’s at your service to help you find the right insurance coverage. It’s a quaint idea, but there’s also some serious science behind this company’s approach. It uses algorithms to match you with the type of coverage you need, so you don’t have to crunch the numbers yourself. Then, it works with a network of more than 40 different insurance companies to find the best one for your needs.

This works a bit differently from most other quote tools, which provide you with the prices for a standard home insurance policy. Many people need additional coverage, and the quotes you get on other websites may not accurately reflect this. Young Alfred is different in that the quotes you get are customized to your profile.

With Young Alfred, you can access expert resources providing tips on how to compare homeowners insurance, how to save money on your insurance as well as a homeowners insurance buying guide. Click on the learning center, and you can easily compare coverages offered by different types of insurance policies.

How to Find the Best Home Insurance

There are many companies out there offering home insurance today. That means you have more options to choose from, but it can also make shopping for the best home insurance company overwhelming.

To help simplify the process, we compiled a list of options taking into account factors like consumer satisfaction, financial strength ratings, claims processing, and coverage options.

Regardless of which company you choose to do business with, we suggest you read through your homeowners insurance policy carefully to understand your coverage and exclusions. While this might sound like a simple step, many homeowners have gone through the experience of having their claims denied after a disaster. Save yourself the trouble and understand your policy before you need to use it.

Coverage Options

Homeowners insurance provides financial protection against unprecedented loss due to natural disasters, accidents, and theft. Most standard policies include four essential types of coverage: coverage for your personal belongings, the structure of your home, additional living expenses (ALE), and liability protection. Some of these policies even allow you to protect tenants if you rent out part of your home.

For this list, we considered companies that offer a wide variety of coverage options and protection for total losses and exceeding coverage limits. We also looked at add on coverage options for events such as flooding and discounts for bundling policies.

Claims Processing

An ideal homeowners policy should safeguard you from any out-0f-pocket expenses to cover damages or loss. For this reason, we prioritized insurance companies that had a solid overall track record of getting back to their clients in a timely manner, as well as those that provide hassle-free, 24-hour claims processing.

Solid Financial Standing

With climate catastrophes becoming more and more common, it’s especially important to seek out insurance companies that can weather the storm, figuratively speaking.

By choosing a company with a strong financial outlook, you’ll avoid headaches like delayed claim payouts down the road. Similarly, we prioritized insurance marketplaces that only work with financially sound companies with high A.M. Best ratings and a solid reputation, according to the National Association of Insurance Commissioners (NAIC).

Consumer Satisfaction

Feeling at ease with your insurance company is one of the key attributes you should consider when shopping around for home insurance. That includes being informed, getting updated during the claims process, and being treated fairly during a claim settlement. We checked out different consumer review websites such as the National Association of Insurance Commissioners (NAIC) to assess how well companies are doing according to customer reviews.

As a rule of thumb, it’s a good sign when organizations answer customer reviews online, as it indicates they value their clients’ feedback and overall satisfaction with their products. Customer reviews can also help you identify complaint patterns before you decide to commit to a policy or company.

How to Choose the Best Insurance Company

Finding the best insurance option is about more than just settling for the cheapest rate. Before you make a decision, consider factors such as the policy’s coverage and exclusions.

There are certain policies that just have very strange exclusions,” said Font. “It’s important to ask for an itemized policy statement so you know how that exclusion may affect you and if you should invest in additional coverage.

It’s also essential to take the time to comparison shop. Since insurance companies price risk differently and don’t necessarily offer the same discounts across the board, you could get a better rate by switching carriers.

According to the latest research from Statista, 53% of people don’t shop around for homeowners insurance. Even more alarming, however, is the fact that about 60% of homeowners have underinsured homes. While comparing insurers and policy options can be time-consuming, it can pay off in the long run, especially come time to file a claim for extensive property damage.

While there’s more to the decision, a great place to start can be understanding the different types of homeowners insurance options and what they cover.

Types of Home Insurance Policies

You might see terms like “HO-2” or “HO-3” thrown around when shopping for home insurance. These terms refer to the different types of home insurance policies available today. Here is a brief description of the different types of home insurance policies and what they mean:

  • HO-1: Most basic home insurance
  • HO-2: Home coverage against specific threats
  • HO-3: Home coverage against all threats except excluded ones; the most common homeowners insurance option
  • HO-4: Renters’ insurance
  • HO-5: Most comprehensive home insurance
  • HO-6: Condo insurance
  • HO-7: Mobile home insurance
  • HO-8: Older home insurance

While most homeowners insurance policies fall under HO-3, it’s worth

Get a Replacement Cost Estimate for Your Home

One of the choices you’ll have to make when selecting a homeowners insurance policy is whether you want Actual Cash Value (ACV) or Replacement Cost Value (RCV) coverage.

With Actual Cash Value, your insurance provider will pay your claims after subtracting an amount based on the age and condition of your home or personal property (depreciation). With Replacement Cost coverage, your insurer will pay the repair or replacement cost of your home or property — without subtracting depreciation costs — using the same kind and quality of materials.

While premiums for ACV coverage are lower, the payouts on claims may not be enough to replace all your lost items or repair all damages sustained. RCV coverage will have higher premiums, but the payouts will be higher as well, allowing you to cover most if not all expenses for lost or damaged items.

Even if you decide to go with an Actual Cash Value, knowing the replacement cost of your home can help you decide how much coverage to get. Replacement cost estimates can be obtained through your insurance company, via online calculators, doing the calculations yourself, or by hiring a professional appraiser.

Take Inventory of Your Belongings

Guessing how much insurance you need can be risky. Take inventory of your belongings instead and have a ballpark figure of how much you’re looking to insure make the comparison shopping process easier.

Doing a home inventory doesn’t need to take a huge amount of time. You can use apps like MyStuff or BluePlum Home Inventory to quickly create an itemized list of your possessions. The Allstate app has a Digital Locker feature that allows you to take a quick inventory of your household items. From there, you can estimate each item’s value, so you know the total amount of coverage you should get for your belongings.

This can also help you expedite the claims process should you ever need to file a claim.

Decide How Much Insurance You Need

When you get a quote for standard home insurance, it’s just that: a standard policy. There’s a good chance you’ll need to boost your coverage depending on what you need to protect and the hazards that exist in your area.

You can purchase optional add-on insurance, also known as endorsements or riders, to help cover things that are specific to your situation. For example, if you tend to keep a lot of expensive items like jewelry, artwork, photography equipment, or antiques in your home, you might be able to purchase additional coverage beyond the maximum that most policies cover.

Other common endorsements include coverage against sewer backups, home-based business coverage, and inflation riders that gradually boost the coverage limit over time.

If you’re having trouble coming up with an estimate for how much insurance you need, working with an agent could help you determine the right level of coverage and the best add-on insurance products for your situation.

Consider Additional Coverage for Weather-Related Catastrophes

It’s especially important to pay attention to the local threats in your area. Losses from hail damage and wildfires are particularly common and are generally covered by most standard home insurance policies — but damage from flooding and earthquakes usually isn’t. If you live in an earthquake- or flood-prone area, it’s especially important to consider purchasing additional insurance to cover these two types of natural disasters.

Anything could go wrong when you least expect it,” said José Gandia, a Puerto Rico-based independent insurance broker with over 20 years of experience. “It doesn’t matter if you own your house or if you’re still financing it. It’s always a good idea to consider additional insurance to cover a natural disaster or events out of human control [commonly known in the insurance industry as ‘acts of god’]. In Puerto Rico, many homeowners had paid off their properties and thought that since they sustained a category 5 hurricane, they were in the clear. They didn’t, however, anticipate the devastating damage an earthquake could have.”

Flood insurance is also good to consider, even if you don’t live in a flood plain. According to the Federal Emergency Management Agency (FEMA), over 20% of flood claims come from areas that aren’t deemed high risk. Flood insurance works differently from most other home insurance policies in that it’s purchased separately through the government’s National Flood Insurance Program. However, you may still buy it through a broker.

Identify Potential Risks and Take Steps to Reduce Them

Many insurance companies offer discounts to homeowners who take steps to reduce the risk of property damage or loss. Something as simple as installing a home security system or smoke detectors can qualify you for a discount. Evaluate potential risks in your home and neighborhood and take steps to reduce them.

Shop for Quotes

Now that you know what you need, you can shop around for quotes confidently and know you’re making an apples-to-apples comparison. There are several ways you could go about this.

You can check with each company directly. This is useful because you might be better able to customize your quote, but going through the quote process with multiple companies can be time-consuming.

You can also opt to go with an insurance marketplace. This gives you the option of comparing multiple homeowners insurance quotes from different companies at the same time. However, the quotes you receive are likely for standard home insurance policies and might not have all of the additional options you may need to be fully protected.

Another option is to go with an insurance broker. This might seem more expensive up-front because the broker is getting a commission, but they may be able to find you better rates. They can also help you figure out exactly how much insurance you need so you can buy just the right amount.

Choose a Home Insurance Policy Provider

The next step is to make a decision about which company is right for you. Since you’ve already compared quotes for your specific needs, the final decision could be as simple as choosing the cheapest option. However, if other aspects are important to you, make sure to take these into account as well.

For example, if you’d rather work with a local company or if you value customer service above all else, now is the time to filter for companies that meet these criteria.

Font also advises homeowners not to rely solely on the information provided by your insurance agent, as their recommendations can often be self-serving.

They will only tell you what they think will sell you,” said Font. “You should ask for the policy or copy of a standard policy they would issue for your property. They should be able to provide that, and if they don’t – then what are they hiding, right?

Choose Your Deductible

Generally, you’ll be offered a few different options for a deductible. This is just the amount that the carrier requires you to pay before your insurance kicks in. For example, if a fallen tree does $10,000 worth of damage to your house and your deductible is $500, you’ll need to pay $500, and your insurance will pay the remaining $9,500.

The higher your deductible, the lower your premium will be. It’s generally best to choose the highest deductible you can afford. This will save you money on your premium and keep you from being stuck in a difficult financial situation if you need to file a claim.

It’s also a good idea to keep that deductible tucked away in a savings account you don’t use for everyday expenses. That way, you’ll be less tempted to spend it, it’ll earn interest, and you’ll be guaranteed to have the money if you need it.

Review Your Home Insurance Policy Annually

It’s recommended to take a look at your home insurance policy at least once a year to make sure you’re still fully covered. Your insurance needs might change over time, as your circumstances change and evolve.

For example, if you’ve made any substantial changes to your home, such as remodeling the kitchen or bathroom or building a new addition, it’s a good idea to check with your insurer whether this would be covered in the event of a loss or if you need to up your coverage. Similarly, if you’ve recently taken up an expensive new hobby such as woodworking or photography, now’s a good time to make sure that you’re still fully covered for all the new equipment in your home.

Shopping for home insurance doesn’t have to be a daunting task. By doing a little bit of homework ahead of time, learning how to reduce risks, and having a clear idea of the amount of coverage you’ll need, you’ll be able to choose the insurance company and policy that best fits your needs.

Summary: Best Home Insurance Companies


Proven Methods To Sell Your Home Fast

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If you aren’t committed to pre-packing and decluttering, then why list your house for sale at all? Commitment to a show-worthy house will make is sell-able. This list of proven methods will help you sell your house fast.

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